Your Retirement Story Starts with Real Conversations

We've spent fifteen years having honest talks with folks about money, retirement dreams, and the stuff that keeps people awake at night. No fancy jargon—just straight answers about building your financial future.

Start Our Conversation

Why We Actually Get This Business

Here's the thing about retirement planning—everyone talks about numbers, but nobody talks about the real stuff. Like how Marlowe worried she'd outlive her savings, or how Cedric wanted to help his kids without sacrificing his own security.

We started solenivorixa because traditional financial advice felt disconnected from what people actually face. Your concerns aren't textbook scenarios. They're personal, complicated, and deserve someone who listens first and calculates second.

"The best financial plan isn't the one with the highest return—it's the one that lets you sleep peacefully knowing you've made smart decisions for your situation."

Every client teaches us something new about what matters when you're planning for decades ahead. That's probably why we're still passionate about this work after all these years.

What We Actually Do for People

Retirement Income Planning

We figure out how to turn your savings into steady income that lasts. No magic formulas—just careful math and honest projections about what your money can realistically do.

️

Pension Maximization

Whether you have a company pension or are managing CPP and OAS timing, we help you understand all your options and make decisions that work for your circumstances.

️

Tax-Efficient Strategies

Nobody wants to pay more tax than necessary. We look at your whole picture—RRSPs, TFSAs, non-registered accounts—and help you coordinate everything sensibly.

‍‍‍

Estate Planning Integration

Your retirement plan should connect with your estate goals. We help coordinate your financial strategy with what you want to leave behind for family and causes you care about.

How We Work Together

Discovery Meeting

We spend time understanding your situation, concerns, and goals. This isn't a sales pitch—it's a genuine conversation about where you are and where you want to be.

Analysis & Research

We dig into your current situation, run projections, and research strategies that might work for your specific circumstances. This takes time to do properly.

Strategy Presentation

We present our findings in plain language, show you different scenarios, and discuss the trade-offs. You make the decisions—we just provide the information and guidance.

Implementation & Ongoing Support

Once you're comfortable with the direction, we help put the plan into action and stay available for questions, adjustments, and life changes that inevitably come up.

What People Tell Us

"They explained everything without making me feel stupid for asking basic questions. Three years later, I actually understand my retirement plan and feel confident about my decisions."

Barnaby Chen

Calgary, AB

"What I appreciate most is their honesty. They told me I was actually in better shape than I thought, but also helped me see areas where I could improve. No pressure, just good advice."

Temperance Rodriguez

Calgary, AB

Ready for a Real Conversation?

Most people wish they'd started planning earlier. The second-best time to start is today. Let's talk about your situation and see if we can help.

Schedule a Meeting Learn About Services