What Are Cookies?

Cookies are small text files that websites store on your device when you visit them. Think of them as digital sticky notes that help websites remember information about your visit. At solenivorixa, we use cookies to make your retirement planning experience more personalized and efficient.

When you visit our website to explore pension options or use our retirement calculators, cookies help us remember your preferences and provide a smoother experience. For instance, if you're comparing different RRSP strategies, cookies can save your progress so you don't have to start over each time you visit.

How We Use Cookies

Our approach to cookies reflects our commitment to providing valuable retirement planning services while respecting your privacy. We've carefully categorized our cookie usage to help you understand exactly what information we collect and why.

Essential cookies power the basic functionality you need to access your retirement planning dashboard, submit consultation requests, and use our secure contact forms. Without these, our website simply wouldn't work properly for the services you're seeking.

Analytics cookies give us insights into how people use our retirement planning resources. For example, we might learn that most visitors spend extra time on our CPP optimization guide, which tells us it's particularly valuable content worth expanding. This data helps us create better resources for Canadians planning their retirement.

Third-Party Services

Some cookies on our website come from third-party services that help us provide better retirement planning resources. We've chosen these partners carefully based on their privacy standards and relevance to your financial planning needs.

Google Analytics helps us understand which retirement planning topics are most important to our visitors. This might show us that people from Alberta are particularly interested in oil industry pension transitions, while those from Ontario focus more on public sector retirement benefits.

We also use cookies for our newsletter system and content recommendations. If you've shown interest in early retirement strategies, we might suggest related articles about maximizing your TFSA contributions or planning for healthcare costs in retirement.

Data Retention and Your Rights

We keep cookie data only as long as necessary to provide the services you're using. Most of our cookies expire automatically – session cookies when you close your browser, and persistent cookies after periods ranging from one month to two years.

You have complete control over your cookie preferences. You can change your settings at any time using the controls above, or through your browser settings. Keep in mind that disabling certain cookies might limit some features of our retirement planning tools.

When you delete cookies or opt out of certain categories, we'll stop collecting that information immediately. However, previously collected data might still be processed according to our privacy policy to complete services you've already requested.

Updates and Changes

This cookie policy was last updated in January 2025 to reflect current privacy regulations and our commitment to transparency. We'll notify you of any significant changes that affect how we use cookies for retirement planning services.

As we introduce new retirement planning tools or partner with additional service providers, we might need to update our cookie usage. We'll always provide clear information about these changes and how they benefit your retirement planning experience.